Housing Market

For overseas buyers, the UK property market remains one of the most closely watched investment destinations in Europe. Political stability, transparent legal frameworks, and long-term rental demand continue to attract expat investment, even during periods of economic uncertainty. As attention turns to 2026, expatriate investors are asking a familiar question: where is the UK market […]

Tailored for expats looking for strategic investment beyond London, featuring local trends and yields. While most people think of UK property investment, London is the obvious choice that springs to mind. However, in recent times, Northern UK cities like Manchester, Leeds, Liverpool, Sheffield and Newcastle have been the top choices for expat investors. They offer […]

The UK property market offers unique opportunities and challenges for expats looking to invest or settle in the country. With diverse regional trends and a dynamic economic landscape, understanding the market is crucial for making informed decisions. Expats can benefit from researching property prices, market conditions, and local demand before entering the UK housing market. […]

The UK property market offers exciting opportunities for expats looking to invest. Cities across the country are attracting international buyers with their strong economic growth, cultural appeal, and promising returns. Birmingham, Manchester, Leeds, Sheffield, and Edinburgh stand out as top choices for expat property investment in 2025. These cities boast growing populations, thriving job markets, […]

Many expats dream of owning property in the UK. This goal can serve as a smart investment, provide a place to stay during visits, or secure future living arrangements. With careful financial planning, expats can turn this dream into reality. Saving for a UK property purchase requires a clear strategy. Expats should aim to save […]

Buying property in the UK as an Australian resident can be an exciting opportunity. Many Aussies look to invest in British real estate or secure a home for future plans. While it’s possible to get a UK mortgage as an Australian, there are some key things to know. UK lenders have special rules for foreign […]

Brexit has reshaped the landscape for British expats owning property or seeking mortgages in the European Union. The UK’s departure from the EU brought significant changes to residency rules and financial regulations. British second home owners in EU countries now face restrictions, limiting their stays to 90 days out of every 180-day period. These new […]

Moving abroad can be exciting, but it often comes with financial challenges. Many expats dream of owning property in the UK, whether for personal use or as an investment. Yet, getting a mortgage as an expat isn’t always straightforward, there are many challenges expats face when applying for a UK mortgage. Expats face unique hurdles […]

This video details the Benefits to both Expats and Foreign Nationals of investing in the UK Property Market. Did you know that UK Property Values have Increased by an AVERAGE of 5% per Year over the last Decade? High Rental Yields are another Major Benefit, providing a steady stream of Income. The average Return on […]

A Comprehensive Guide Buying property in the UK with an Expat Mortgage can be a rewarding experience for expats, but it requires careful planning and knowledge of the market. The UK property market is diverse, with prices varying significantly between regions and property types. Detached houses in some areas can cost as much as £458,066, […]

The UK property market remains a highly appealing destination for expats and foreign nationals seeking to invest or establish a new home. The United Kingdom has plenty of diverse cities, a thriving economy, and an appealing cultural heritage, the country offers a unique blend of investment potential and lifestyle appeal. This attractive combination presents plenty […]

UK house prices rose 2.5% in the year to January, recording the biggest increase since January last year, as lower mortgage rates and fading inflationary pressures led to increased buyer and seller confidence, Halifax has said. Contact us today to discuss Expat Mortgages and how we can assist you. January marked the fourth consecutive monthly rise, with […]

The UK property market has long been a hub for both domestic and international investors, characterized by its resilience and dynamic nature. Recently, a significant development has emerged in the form of mortgage rate cuts, particularly notable with HSBC’s decision to offer rates partly under 4% for the first time since the TRUSS mini budget. […]

According to law firm Irwin Mitchell’s latest FDI (Foreign Direct Investment) report, the North West property sector is primed to see significant investment from overseas buyers. Irwin Mitchell has compiled the summer 2023 report in collaboration with leading economic consultancy Cebr. It offers foreign investment analysis and ‘on the ground’ commentary on the UK’s largest […]

Interest rates have dominated the headlines in 2023. As inflation remains sticky and well above its 2 per cent target, the Bank of England’s monetary policy committee has voted on 14 consecutive occasions to hike the base rate. The impact on mortgage customers has garnered a great deal of political and media interest. Understandably, the […]

Overseas buyer appetite for London’s housing market is set to climb this year despite the mortgage crisis, offering a boost to prices as figures revealed the estimated value of foreign-owned homes in the capital stands at £55.2 billion. There are 103,425 homes in the capital, including houses and flats, that are currently registered with an […]

THE downturn in house prices is likely to lead to a fall in demand from foreign buyers in the UK property market, a leading expert has predicted.New data revealed earlier this month revealed that more than 70 per cent of ‘prime central London’ properties sold so far this year have been bought entirely in cash.The […]

Volumes are up and interest rates stable in the UK housing market UK-based buy-to-let mortgage broker Offshoreonline has reported its best figures for expat mortgage enquiries in March 2023 since before the pandemic. In fact, volumes are now equalling pre-pandemic levels. “In a very short space of time, the main structural issue with the UK […]

Huge Rise in the Number of Rental Households.With fewer young people buying a home, the number of privately rented households has grown by 1.12 million or 29% in the last decade. This is compared to only a 6% increase in the number of households generally. Clearly then, there is a disproportionate rise in the number […]

The war in Ukraine and the mini-budget of former Prime Minister Liz Truss last year had caused a jump in interest rates which left domestic buyers struggling. The property market in the United Kingdom is becoming increasingly attractive for foreign buyers, but it is widening the divide between richer homeowners and high-interest mortgage holders. The […]

Despite house prices climbing considerably over the last year, buyers from overseas currently looking for UK property are saving huge sums due to the weaker pound with discounts as high as £40,000. The latest research by lettings and estate agent, Benham and Reeves, looked at current property market values and how they compare to this […]

Even though the UK is now seeing the steepest slump in property prices since the 2008 financial crisis, London’s luxury residences are managing to defy Britain’s housing market downturn, reported The Business Times. Fifteen homes in Central London valued at £5 million or higher were registered as sold in the fourth quarter of 2022—which is […]

A shortage of rental homes and huge numbers of renters in the market are combining to create the perfect rental storm for UK Expat Investors. The ‘Perfect Rental Storm’ continues for UK expat and foreign national investors in 2023 as a shortage of rental homes combine with huge numbers in the rental market to make […]

One Global Group predicts that the United Kingdom (UK) will experience a return to the buyer’s market in the coming year and that demand from Malaysia and other international markets will increase even more. The company is optimistic about 2023 since the year’s market circumstances would be perfect for foreign purchasers wishing to buy a […]

A property tax consultant has hit back at suggestions of a housing market crash, suggesting that overseas investors will help sustain growth. David Hannah, group chairman at Cornerstone Tax, has predicted that price growth will slow but said he is confident that it won’t turn negative. It comes as a survey of 2,000 people by […]

The government is urging all overseas entities who own property in the UK to register at Companies House. The Register of Overseas Entities came into force in August this year and requires all entities in scope to register with Companies House before the deadline of January 31 2023. The registration process involved them declaring the […]

Carter Jonas predicts that 2023 will be an exceptional year for the prime central London (PCL) market following a recent spike in the number of cash buyers registering to purchase property in the heart of the capital. Most recently, the Marylebone and Mayfair office has seen all cash buyers, many of whom are dollar buyers […]

Demand in London property from foreign investors is at “new levels” as they rush to make the most of the weaker pound. The pound steadied in early trading in Asian markets on Tuesday, recovering ground slightly from the record low of 1.0327 against the dollar on Monday morning. Sterling was standing at around $1.08 early […]

Sterling’s weakness could boost overseas investment in a “resilient” Scottish commercial property market, industry experts believe. Property consultancy Knight Frank found that investment volumes in commercial property north of the Border rose by 37 per cent during the first nine months of 2022 compared to the same period last year, increasing to £1.46 billion from […]

UK housebuilders rallied on Wednesday following a report that Friday’s mini-budget could include a plan to cut stamp duty. According to The Times, prime minister Liz Truss will announce the move in the mini-budget in an attempt to drive economic growth. It was understood the PM and chancellor Kwasi Kwarteng have been working on the […]

The BoE said CHAPS will be closed on 19th September, in line with its normal bank holiday arrangements. CHAPS handled around 174,000 payments each day, in the year to February 2021, with an average payment value of £2.1m. That works out at around £367bn each working day. Contact us today to discuss Expat Mortgages and how we […]

Savills has released a revised five-year forecast for the UK’s prime housing markets, reflecting strong levels of activity in prime central London and prime regional markets, but also a backdrop of international and domestic uncertainty. While the shape of recovery remains broadly as previously forecast in November 2021, the long-awaited bounce in values in prime […]

I have been having flashbacks. Not the kind I used to have, of when I went hiking in Yosemite National Park without a map and ended up sliding down a bear-infested trail on my backside in the dark. No, these flashbacks relate to a time in my more recent life, and an ill-fated conversation with […]

Scottish commercial property enjoyed its best first half of the year for investment volumes since 2018 as the market continued its recovery from the Covid-19 pandemic, according to new analysis from Knight Frank. The independent commercial property consultancy found that £1.2 billion of commercial property deals were agreed between January and June 2022, up 54% […]

Overseas nationals own almost 250,000 homes across England and Wales, the latest research by London lettings and estate agents Benham and Reeves shows. In the current market, that is £90.7bn worth of property, suggesting that the UK remains a safe haven for foreign homeowners. On a regional basis, London is home to the highest value […]